by Bob Seawright on Monday, August 30, 2010
This article from Investment News paints an interesting picture of both clients and advisors in a difficult market environment. The economic times are “iffy” at best and clients are, not surprisingly, concerned about the strength of the markets....
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by Bob Seawright on Monday, August 16, 2010
Traditional retirement planning often speaks of a “three-legged stool” for providing retirement income based upon (1) Social Security; (2) a defined benefit pension from an employer; and (3) personal savings. However, pensions are quickly...
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by Bob Seawright on Wednesday, August 11, 2010
According to a lead article on the CNBC website today, individual investors have huge amounts of money stashed in cash and cash equivalent accounts. This cash is on the sidelines largely because these investors, many of whom are aging Baby Boomers...
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by Joe Anzalone on Thursday, July 22, 2010
WASHINGTON, DC- Obama signs Financial Reform Bill, Regulation of Indexed Annuities to Remain with the States
President Obama signed H.R. 4173, the Dodd-Frank Financial Services Reform Act bill, into law today. Among the myriad of new financial...
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by Donna Hayes on Thursday, July 01, 2010
There’s never a bad time to review tax rules when it comes to annuities. These include:
How the aggregation rule can affect your clients’ taxes on withdrawals; and
How a Roth Conversion tax basis is calculated on a traditional IRA that is in ...
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by Bob Seawright on Friday, June 18, 2010
ING is introducing two new fixed index annuities that are registered as securities products with the U.S. Securities and Exchange Commission. American Equity is expected to launch a registered FIA soon. These products are designed for distribution...
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by Joe Anzalone on Monday, June 14, 2010
Safer Havens: Bonds vs. Indexed Annuities
“The most difficult subjects can be explained to the most slow-witted man if he has not formed any idea of them already, but the simplest thing cannot be made clear to the most intelligent man if he is...
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by Bob Seawright on Wednesday, May 26, 2010
Since traditional pension plans have gone the way of the dinosaur, employees have been forced to take responsibility for ensuring they have enough money saved on their own to last through retirement. But many of them are making inadequate saving...
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by Bob Seawright on Monday, May 24, 2010
Sen. Daniel Akaka (D-Hawaii) has acted to keep an indexed annuity amendment that would override SEC Rule 151A from coming up for a vote on the Senate floor.
Sen. Thomas Harkin (D-Iowa) introduced the amendment, S.A. 3920, together with a bipartisan ...
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by Joe Anzalone on Thursday, May 13, 2010
Broker Bias Withers Under the Heat of Third Party Studies
From the financial print media to television’s financial “talking heads,” annuities in general and fixed annuities in particular have been criticized as unsuitable accumulation vehicles,...
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