Author Archive: Bob Seawright
by Bob Seawright on Monday, August 30, 2010
This article from Investment News paints an interesting picture of both clients and advisors in a difficult market environment. The economic times are “iffy” at best and clients are, not surprisingly, concerned about the strength of the markets....
Read More…
by Bob Seawright on Monday, August 23, 2010
FINRA was created by the merger of the National Association of Securities Dealers and the enforcement arm of the New York Stock Exchange in 2007. As a consequence, FINRA has been updating and combining the organizations’ rules on a...
Read More…
by Bob Seawright on Monday, August 16, 2010
Traditional retirement planning often speaks of a “three-legged stool” for providing retirement income based upon (1) Social Security; (2) a defined benefit pension from an employer; and (3) personal savings. However, pensions are quickly...
Read More…
by Bob Seawright on Wednesday, August 11, 2010
According to a lead article on the CNBC website today, individual investors have huge amounts of money stashed in cash and cash equivalent accounts. This cash is on the sidelines largely because these investors, many of whom are aging Baby Boomers...
Read More…
by Bob Seawright on Friday, August 06, 2010
Nearly all of us talk about things like losing weight, exercising more or eating better, but we don't often do much about them. Goals like that can be extremely difficult because there is such a big difference between long-term desires (to lose ___...
Read More…
by Bob Seawright on Wednesday, July 14, 2010
[Read the Court Order here (pdf)]
Although the financial reform bill appears headed for passage it is not yet law. The Harkin amendment, which is attached to this legislation, remains important in order to clarify what constitutes an insurance...
Read More…
by Bob Seawright on Thursday, June 24, 2010
On Tuesday, June 22, the Senate Conference Committee approved the Harkin Amendment—the amendment that clarifies that fixed indexed annuities are not securities—by an 8–4 vote and added it to its version of the financial reform bill.
Today the House ...
Read More…
by Bob Seawright on Friday, June 18, 2010
ING is introducing two new fixed index annuities that are registered as securities products with the U.S. Securities and Exchange Commission. American Equity is expected to launch a registered FIA soon. These products are designed for distribution...
Read More…
by Bob Seawright on Friday, June 04, 2010
Meredith Willson’s The Music Man is perhaps the great American musical. It tells the story of con man and “every time a bullseye salesman” Harold Hill, who poses as a boys' band organizer and conductor to sell band instruments and uniforms “where...
Read More…
by Bob Seawright on Wednesday, May 26, 2010
Since traditional pension plans have gone the way of the dinosaur, employees have been forced to take responsibility for ensuring they have enough money saved on their own to last through retirement. But many of them are making inadequate saving...
Read More…
Page 1 of 8 1